|
Getting Back on Track 07-31-06 |
|
|
Tim and I have "fallen off
the wagon", so to speak, the wagon of simple living and
frugality. With our former debt being taken care of by the bankruptcy
plan (which also takes care of current payments for items such as the
house and Tim's truck) and the hefty paychecks Tim brings home (even
after the bankruptcy payments, health and life insurance payments are
taken out) it's been all too easy to feel comfortable enough to slip
right back into our spendthrift ways. Now, don't freak out on
me. We aren't doing anything on credit so we aren't racking up
new debt. We're simply going through money like a hot knife
through butter. The bills are getting paid, but nothing is being
saved and there isn't anything there when something pops up.
I've been the voice that has
tried to insert a little reason here and there. Mostly when I
felt guilty about some outpouring of money on my part or when I felt
something someone else did was a huge waste and/or mistake. Tim
(and the kids) viewed me as the great cosmic party pooper. The
kids probably still view me that way, but vacation was a wake up call
for Tim. We blew through money like it grew on trees. Each
of the kids brought a friend along and it was made clear from the
beginning that we would supply the house and the groceries. The
cost of boating, fishing, dining out and any amusements was to be
cover by the friends. Nice idea, but Tim is generous...to a
fault. He often paid for everything despite my warnings about
needing to watch our spending. A single trip to the movies for 6
people cost close to $100. Now, we are back at home and his pay
following vacation was small because it contained his vacation pay, a
straight 40-hour week. He always works a good bit of
overtime and we are used to that. So, now we are scrimping.
The bills are being paid, albeit a bit late for a few of them, but
there isn't an extra penny to be found. Gas prices are at
$2.99/gal. It costs about $70 to fill up Tim's work truck and he needs
about 3 fill ups a week! Matt missed a paycheck because of
vacation and needed us to buy him groceries. It's still summer
and Megan wants to do things with her friends. I'd like to get
out of the house to do things once in a while, but right now there
just isn't anything extra. Tim is amazed and with a look of
shock plastered on his face, asks me why there isn't any money when he
works so much overtime? Well...years of experience have taught
me not to say "I told you so", but I have been building on
his new awareness to try and get us back to a less spendthrift
lifestyle. Right now, with no extra money, it's pretty easy, but
I hope to continue building on it and make it a habit again.
I've started to read a book that I picked up at a used book sale at
the library last month that's inspiring. It's "Simple
Living-One Couple's Search for a Better Life" by Frank
Levering and Wanda Urbanska.
We obviously aren't eating out
and I haven't bought much in the way of groceries this month, so I've
had to get creative in my cooking again. When the money's there
it is just too easy to do what's easy. Fortunately, our freezers
and cupboards are well stocked and the garden is producing in
abundance so there have been plenty of green beans, cucumbers,
zucchini, onions, peppers, beets and the like. Mom and John
also have a bumper crop of blueberries at their place on the ridge.
Megan and I went up Friday night after the rains when it was nice and
cool and picked two big buckets full. We'll go again sometime
this week to pick again. Their pear trees look to be ready in a
couple of weeks and there will be more than one family, or probably
even two, will be able to use.
I started selling Avon after we
got home from vacation. I've only done one campaign so far and
am part way into the second. I had a few sales the first time
and I have some sales already for this time. Avon has changed a
lot since my mom sold it when I was a teenager. They give you an
awful lot of training materials and try to help you succeed.
I've been reading through it as well as a lot of the success stories.
There is a lot of opportunity with Avon. I hope to claim some of
it.
Here are a couple of recipes
I've tried out lately. Everyone really liked them...except for
Megan who is still sensitive to the chemicals in commercially raised
chicken.
HONEY-GARLIC CHICKEN WINGS
Sprinkle chicken with salt and pepper. In a mixing bowl, combine remaining ingredients and mix well. Place chicken in a 4-quart slow cooker and pour sauce over. Cook on low for 6 to 8 hours. Makes 8 to 12 servings.
TERIYAKI CHICKEN
Place chicken in slow cooker. Pour remaining ingredients over chicken. Cover. Cook on low 6-8 hours or High 4-6 hours.
|